Addressing all your financial priorities in life.
From everyday banking to long-term investing, we bring you a suite of personalised wealth solutions and property investment solutions that help to meet your financial needs.
Personalised Wealth Solutions
In managing your investment requirements, we take a comprehensive portfolio approach with solutions and products customised that help to meet your individual financial goals, life stages and risk appetite.
Your Relationship Manager, with the assistance of a qualified team of product specialists, will ensure that you receive the best solution on the full range of mortgage, investment, treasury and insurance products.
We believe that a balanced investment portfolio comprises of Core, Satellite, and Protection portfolios.
Core investment portfolio
Your core investment portfolio comprises of wealth-generating instruments designed to help you achieve your long-term financial needs.
- We first work out your long-term financial needs, such as property investments, funding your child's education or preparing for your retirement to ensure you enjoy a quality lifestyle.
- We will assess your risk profile and help you build a core portfolio that is suitable for your profile and maximise your returns, such that these goals can be attained optimally within your required timeframe.
- These portfolios comprise of traditional investments such as deposits, unit trusts and exchange traded funds that give you exposure to a diversified range of asset classes such as cash, bonds and equities. The range of asset classes is determined by our proprietary strategic asset allocation models and depending on your preference, we can also offer you off-the-shelf portfolios or create them from our recommended funds - selected based on our in-house research.
Satellite investment portfolio
This portfolio supplements your core portfolio by capturing specific opportunities that are typically short-term in nature.
- As your financial priorities evolve, we identify specific investment opportunities that are suitable for your risk profile and financial status.
- These portfolios comprise of alternative investments such as foreign currency investments, structured products, securities trading and bonds.
Protection portfolio
To ensure that the wealth you have built up remains protected, and your
family’s future is looked after even in unforeseen circumstances, we find
the right insurance plan for you.
This ranges from whole life, endowment, term life, investment-linked and medical plans, each with additional riders for enhanced benefits that provide you both returns and insurance coverage.
Comprehensive approach to keeping you informed
A range of market reports and updates (of your choice) will be available to you through the online Resource Centre on our website and branches. These include our weekly market views, foreign exchange reports, quarterly outlook analyses and other ad hoc focuses.
Joint events with leading investment specialists will also be organised to give you greater insights and regular updates on market trends and developments.
Please click here for reports
Property Investment Solutions
Whether you are a seasoned or first-time property investor, we make it our priority to help you secure the right loans for you and maximise returns on your investments.
Our property investment solutions come with specially customised benefits that help you capitalise on the opportunity.
- Higher loan sizes
- Simplified documentation
- Faster approvals through fast-track processes for your applications
- Preferential pricing tailored by your Relationship Manager
Our Relationship Managers and Mortgage Specialists can also help you negotiate the complexities of mortgages and loans in the property market.
SME Banking
Exclusivity and efficiency are the cornerstones of Priority Banking, where helping clients realise their goals is so important. Your personal Relationship Manager is committed to providing you with all the essential tools to help you achieve your goals. With more than 150 years of trade expertise and the support of an extensive international network, we provide valuable insights and an unparalleled ability to facilitate cross-border financial intermediation. Through our customised financial solutions, responsive services and access to expert advice, your business will be in good hands.
SME Banking is a one-stop banking solution designed to fit all kinds of businesses, regardless of size and segmentation. Whether your goal is to own a business, manage your financial resources or expand your business overseas, we offer a diverse range of innovative products and services to help you better manage, protect and grow your business.
- Trade Services: As you expand your business operations overseas, take advantage of our network across 70 countries and over 150 years of global trade expertise for your total trade solutions
- Cash Management: Enjoy a comprehensive range of smart cash management solutions and investment services to assist you in managing your company’s cash flow with greater ease and convenience
- Straight2Bank Online Banking Service : Offers the
control and convenience of managing your business cash flow from wherever
you are. With Straight2Bank, you can perform the following tasks online:
- Payroll
- Payments
- Telegraphic Transfers / Foreign Drafts - Commercial Mortgage : If you are a business owner or investor looking to purchase or refinance your commercial property, our exclusive Commercial Mortgage Investor’s Package offers you more savings on interest repayments with our innovative and flexible financing solutions
Private Banking*
The Standard Chartered Private Bank offers a full range of customised wealth management products and services, including those offered by our award- winning commercial bank. We use an open architecture approach to investment management to bring you some of the world’s leading money managers and financial products.
We believe so strongly in the importance of managing your affairs with discipline, that we have developed five main investment principles:
- Develop a thorough understanding of, and appreciation for, your unique circumstances and objectives
- Maintain a strategic, long-term approach that is always focused on your needs rather than individual financial transactions
- Recommend innovative financial solutions that are based on an objective assessment of your goals
- Maintain a broad open architecture platform that gives you access to the highly reputable wealth management talent in the world
- Continually evaluate markets, products and asset managers so as to ensure our recommended solutions deliver the results that you expect
- Investing and Trading: Mutual Funds, Wrap Accounts, Discretionary Portfolios, Hedge Funds, Private Equity, Equities and Fixed Income Trading, Foreign Exchange Trading, Structured Products, Derivatives and Collateralised Trading (Margin Trading)
- Fiduciary Planning: Trusts, Insurance, Personal Investment Companies, Philanthropy and Sustainability
- Banking Services: Transaction Accounts, Premium Deposits, Offshore Banking Centres, Onshore Banking (in selected locations), Credit Facilities, Mortgages and Custodial Services
Commercial Bank Services
- Wholesale Banking: Includes Trade Finance, Credit Facilities, Private Equity, Custody, Securities Lending, Capital Markets, Corporate Finance, Commodity Finance, Cross-Border Finance and Investment Leverage
A convenient way to access the Private Bank’s wealth of financial, economic and market knowledge, our Online Services also provides clients with a direct, secure link to review your most current portfolios simultaneously with your Private Bankers. The benefits are:
- 24-Hour Secure Access from virtually anywhere in the world
- Insightful Investment Knowledge – at the click of a mouse
Online Services offers you:
- Secure Services: Privacy-protected access to your personal portfolio information and exchange of confidential messages with your Private Banker
- Informational Services: Investment product performance reviews, weekly market commentary provided by highly experienced Private Bank strategists, access to The Review, allocation recommendations as determined by the Private Bank’s Asset Allocation Committee and a link to “The Learning Centre”, the Private Bank’s informative educational site where you can learn more on the world of international finance and wealth management
* The Standard Chartered Private Bank is the Private Banking division of Standard Chartered Bank. Private Banking activities may be carried out internationally by different Standard Chartered Bank legal entities andaffiliates according to local regulatory requirements. Not all products and services are provided by all Standard Chartered Bank branches, subsidiaries and affiliates. Some of the Standard Chartered Bank entities and affiliates only act as representatives of The Standard Chartered Private Bank, and may not be able to offer products and services, or offer advice to clients. They serve as referral points only. For more information, visit www.privatebank.standardchartered.com
Unique Card Solutions
Your Priority Banking ATM-cum-Debit Card and Credit Card unlocks a whole range of services, privileges and rewards that befit your priority status.
Exclusively customised for Priority Banking, these Cards provide you with global recognition at all our branches and Priority Banking Centres. They also come bundled with a host of unique benefits such as travel and medical insurance, and special retail offers and privileges.
The Standard Chartered Priority Banking ATM-cum-Debit Card
The specially designed Priority Banking ATM-cum-Debit Card is your primary global relationship Card with the Bank, offered to you when you begin your relationship with the Bank.
The Card provides you global recognition at all Priority Banking Centers and branches, local and international access to your banking accounts.
The Standard Chartered Priority Banking Visa Infinite Credit Card
Enjoy a world of privileges like no other with your exclusively branded Standard Chartered Priority Banking Visa Infinite Credit Card.
The Card comes with unique benefits such as complimentary travel and medical insurance, and the innovative rewards programme that lets you earn Choice Points on your total banking relationship with us.
Standard Chartered Priority Banking Visa Infinite Credit Card is offered complimentary to you, by invitation only and supplementary cards will be extended to your spouse or family member upon requests.
Please click here.
